Cash advances up to $1,500.
Zero guesswork.
Keystone Cash connects you with personalized cash advance and personal loan offers — fast, transparent, and built around what you actually need. No hidden math. No bait-and-switch. Just real options in minutes.
The gap between "enough" and "not yet"
$400
That's the emergency most Americans can't cover
Keystone Cash exists for the in-between. We don't lecture you about budgeting. We don't make you jump through hoops. We show you what's available, what it costs, and let you decide. Because being short on cash shouldn't mean being short on options.
From download to funded
Three steps. No runaround
Tell us what you need
Select your funding purpose — everyday bills, an emergency, debt consolidation — and slide to your amount. We ask a few quick questions. That's it. No 47-field application.
Step 1
See real offers, not teasers
We match you with cash advance and personal loan options tailored to your profile. Every offer shows the amount, repayment schedule, APR, and total cost upfront. Compare side by side before you commit to anything.
Step 2
Choose and move forward
Pick the option that fits. Review the terms one more time. Funds can be on their way fast — some options process as quickly as the same business day.
Step 3
Checking your options does NOT affect your credit score
Built different. On purpose.
What we do that others won't
The full picture, not the highlight reel
Most apps show you the monthly payment and bury the rest. Keystone Cash shows you APR, total repayment, number of payments, and every fee — before you tap "accept." We believe informed decisions beat impulse decisions every time.
One app, multiple options
Instead of locking you into a single lender's terms, we surface offers from multiple sources. Cash advances and personal loans, side by side, so you can see which structure actually works for your situation. Not every problem needs the same solution.
Speed without the shady
Fast doesn't have to mean reckless. We streamlined the process to minutes, not days — but we never cut corners on transparency. You'll always know what you're agreeing to before you agree to it.
Your payoff, tracked
Once you're funded, Keystone Cash doesn't disappear. Track your repayment progress, see upcoming payment dates, and watch your balance drop in real time. Your account overview keeps everything in one clear dashboard — no digging through emails or statements.
We'll show you ours
Transparency isn't a feature.
It's the whole point
Up to $1,500
Available funding amounts for everyday expenses, short-term needs, and unexpected bills.
$0
Cost to browse offers. You only pay if you choose to move forward with an option
2 minutes
Average time to complete the request flow and see your personalized options.
100%
Of terms, fees, and repayment details shown before you accept. No surprises. Ever.
"I needed $600 for a car repair and had offers on my screen in under 3 minutes. I could see exactly what each one would cost me. That's never happened before."
— Keystone Cash user
Your money, your data, your control
We take security as seriously
as you take your finances.
Keystone Cash exists for the in-between. We don't lecture you about budgeting.
We don't make you jump through hoops. We show you what's available, what it costs, and let you decide. Because being short on cash shouldn't mean being short on options.
No credit score impact
Browsing offers and checking your options uses a soft inquiry that doesn't affect your credit score. Hard pulls only happen if you choose to proceed with a specific lender's offer, and you'll always be notified first.
Data encryption
All data transmitted through Keystone Cash is encrypted using industry-standard SSL/TLS protocols. Your information stays between you and us.
Transparent data practices
We collect only what we need to match you with relevant offers. Read our Privacy Policy for the full breakdown — it's written in plain English, not legalese.
Your account, your rules
Delete your data anytime. No retention games. No dark patterns.
Questions we actually get asked
Straight answers only.
Is Keystone Cash a lender?
No. Keystone Cash is a financial technology platform that connects you with offers from multiple lending partners. We help you compare options — we don't make lending decisions ourselves.
Will checking my options hurt my credit score?
No. Viewing offers on Keystone Cash involves a soft credit inquiry, which has no impact on your credit score. If you choose to proceed with a specific offer, the lending partner may perform a hard inquiry, and you'll be informed before that happens.
How much can I request?
You can explore funding amounts up to $1,500, depending on your profile and the offers available to you.
How fast can I get funded?
Timing depends on the offer you choose and the lending partner's processing speed. Some options can fund as quickly as the same business day. We'll show you estimated timelines alongside each offer.
What do I need to apply?
Basic personal information, proof of income, and an active bank account. The in-app flow walks you through everything step by step — most people finish in about 2 minutes.
Are there any fees to use Keystone Cash?
There is no cost to download the app, create an account, or browse offers. Any fees associated with a specific offer are disclosed upfront before you accept.
How do repayments work?
Repayment terms vary by offer. Your account dashboard tracks every payment — past, current, and upcoming — so you always know where you stand.
Your next paycheck shouldn't
decide your next move
Download Keystone Cash and see what's available to you — in minutes, not days. No obligation. No credit impact. Just options.
Available for iOS and Android. Free to download.